Getting started with your first budget may seem complicated, but this Budgeting 101 article will walk you through every step in the process. Budgets assign your money a job and establish spending limits for specific expenditures so you can use your money responsibly.Ĭreating a personalized budget is essential to developing the right spending habits, setting aside money for the long term, and ensuring the money in your bank account goes where it needs to. A budget is a roadmap for where your money will go so you can make your hard-earned income work for you. If you've read any personal finance advice, you know there's one simple rule that comes up time and again: You need a budget. Passionate advocate of smart money moves to achieve financial success.
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